Traditional SWIFT wire transfers remain a reliable way for expatriates to move funds into Russian bank accounts. Major banks like Sberbank, VTB, and Tinkoff provide SWIFT codes and accept foreign currency deposits, automatically converting them to rubles. Transfer times vary from 1‑3 business days, and fees can reach 0.5‑1% of the amount plus correspondent bank charges. It is crucial to specify the correct recipient details, including the bank’s BIC and the recipient’s account number (INN). Some banks offer “non‑resident” accounts with higher limits and tailored services.